This no-annual-fee card earns 2% cash back on every purchase — and automatically applies your rewards

There are many cash-back credit cards on the market today, and virtually all of them include some kind of hurdle to overcome. Whether it’s shifting merchants at which you can earn bonus rewards or specific requirements for actually redeeming them, making the most of these cards can sometimes require a lot of legwork.

But many consumers want an easier way to be rewarded for using a credit card — without worrying about tracking bonus categories or even remembering to redeem what they’ve earned.

If that sounds like you, then the Synchrony Premier World Mastercard might be the card for you. With the ability to earn an unlimited 2% cash back on every purchase — with no changing categories, no annual fee and automatic rewards — this could be the most straightforward cash-back card out there.

Keep reading to learn more about the Synchrony Premier World Mastercard, which gives you all of the rewards with none of the work.

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Unlimited 2% cash back with no annual fee

The card has a simple yet generous earning structure: Every time you swipe (or tap) it, you’ll earn an unlimited 2% cash back. You can use the card for every expense — including groceries, gas, dining and travel — and always get 2% cash back.

Unlike some other cash-back cards, the Synchrony Premier World Mastercard doesn’t have rotating or quarterly spending categories to keep up with. You can spend knowing that you’ll earn 2% back on every purchase, no matter the time of year or the place you’re shopping.

Related: How to choose a cash-back credit card

And with no annual fee, there’s no up-front cost to open the card and begin using it — you’ll start earning cash back right away.

Automatic statement credits

With other cards, you may have to earn a certain amount of rewards before you can redeem your cash back, or you can only redeem rewards for specific categories of spend. And even those cards that don’t impose these limits often require you to manually initiate a redemption. Some cards even put an expiration date on their rewards.

Not the Synchrony Premier World Mastercard.

As a cardholder, the cash back is automatically applied as a statement credit each month. There’s nothing you need to do, no button you need to click. The process is automatic, removing yet another hurdle that could prevent you from enjoying the rewards you’ve earned.

Related: 3 reasons why you want a cash-back credit card in your wallet

Photo courtesy of Synchrony

Complimentary World Mastercard benefits

As a part of the Mastercard network, the Synchrony Premier World Mastercard comes with additional benefits at companies like DoorDash, Lyft and ShopRunner. You’ll also unlock select travel perks to make your next trip more enjoyable.

Enjoy savings on hotels, rental cars and even flight bookings through Mastercard Travel and Lifestyle Services. You’ll also gain access to World Mastercard’s luxury hotel and resorts portfolio of more than 3,000 luxury accommodations where you’ll enjoy perks such as complimentary breakfast, on-property credits and more.

Related: The top 10 most valuable World Mastercard benefits

These additional benefits make the Synchrony Premier World Mastercard competitive with not only other cash-back cards but even popular travel cards — all for no annual fee.

Bottom line

It can take time and energy to understand the nuances of many cash-back credit cards, but the Synchrony Premier World Mastercard makes it simple. Cardholders earn an unlimited 2% cash back on every purchase with no spending categories to remember.

The no-annual-fee card includes automatic statement credits each month, so there’s never any need to manually redeem your cash-back rewards (and no need to worry about them expiring).

The card also comes with complimentary World Mastercard benefits — including a DoorDash DashPass for three months, ShopRunner membership, access to Mastercard Travel and Lifestyle Services and more.

If earning 2% cash back on every purchase with no annual fee and automatic statement credits sounds like your ideal rewards card, then join Synchrony’s 60 million customers by adding Synchrony Premier World Mastercard to your wallet today.

Featured photo courtesy of Synchrony.